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    What is it?

    As the name implies, this type of life assurance pays out when you die, whenever that may be. It is usually, but not always, a more expensive option than term assurance simply because the life assurance company knows that it will definitely pay out at some point.

    Many of these plans offer some form of investment content and so can be more flexible than term assurance and can acquire cash in values.

     

    Who is it for?

    This type of plan is designed for those who want to leave a lump sum in the event of their death, whenever it may occur.

    It can be used to pay off debts that will not be repaid during your lifetime.


    Jones Financial Services is a trading style of Geraint Jones, who is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Intrinsic Mortgage Planning Limited are entered on the FCA register (http://www.fca.org.uk/register/) under reference 440718.

    The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK

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